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ALSA TU - The Legal NewsletterALSATU
An imperfect currency doesn’t discard!
  • Did you know that the banknotes that we useevery day are actually made of paper that has fiber as the main component? inthe case of keeping banknotes at home for a long time It could be savings oremergency money. If one day, there is a fire or a case of being eaten bytermites Banknotes that may have been collected for a lifetime may disappear in the blink of an eye.

                Because in this case, when considered, it may not be caused by the offense of the ownerdirectly. If allowing that amount of money to lose, it may damage.

                Section19 of the Currency Act B.E.2501 establishes the principle that the Bank of Thailand shall accept the exchange of damaged banknotes in accordance with there strictions. the rules and procedures prescribed in the Ministerial Regulations.

                As for the damaged banknotes, they are specified in accordance with the Currency Act B.E.2501, Section 18, and the rules for accepting damaged banknotes for each type have different criteria.

                1) A half note is a note that is split in the center or near the center into twohalves only standing.

          Redeemability standards - You must write a request for the exchange of damaged banknotes toreceive half the full value of the note.

              2) Incorrectly linked banknotes are those that include pieces of different notes sewn into a single bill.

             Redeemability standards - If not more than two Each bill is a banknote of the same type anddenomination. to be exchanged for the full price of that banknote In the eventthat the damaged banknotes are torn apart by more than two pieces Must write arequest for the exchange of damaged banknotes.

                3) A mutated or blurred banknotes are those that have any part of themmissing. 

              Redeemability standards - If the remainder is more than half and you can clearly prove thatit is a government banknote, and in a condition that will not be damaged fromdelivery, to be exchanged for the full price of that banknote.

                 4) Volatile banknotes are banknotes thatcause the text or numbers to be unreadable.

                 Redeemability standards - If the erasure It'snot even making me doubt that it's a real banknote. by allowing them toexchange for the full value of the banknotes in which case, a request for theexchange of damaged banknotes must be written. for officials to prove that theyare government banknotes

                You can contact to exchange damaged banknotesat the Government Savings Bank every working day and commercial banks only onWednesdays. without paying any fees.

                Therefore,if the banknotes are damaged, do not discard them, as they may be able tobe exchanged for new banknotes in full amount.

     

    Citations

    Currency act B.E. 2501

    ธนบัตรชำรุด” < https://www.bot.or.th/Thai/Banknotes/Pages/claims.aspx>accessed 5 January 2023.

    Photo by Jp Valery on UnsplashContributor

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